Legal and regulatory advisory to insurance companies, intermediaries, and users of the insurance system.

The Insurance practice of SB&Co. Legal advises insurance companies, reinsurers, brokers, and corporate clients in the legal, regulatory, and contractual management of risks, with a preventive, strategic, and business-continuity-oriented approach.
Our experience covers both regulatory compliance and the structuring of insurance operations, as well as the handling of disputes arising from claims, losses, and coverage, acting in out-of-court negotiations and judicial proceedings. We offer a comprehensive view that allows our clients to anticipate contingencies, structure adequate products, and respond effectively to conflicts.
Obtaining insurance and reinsurance licenses
Registration and compliance before the Superintendent of Insurance and Reinsurance
Ongoing regulatory advisory to insurers and reinsurers
Contractual advisory on policies, reinsurance, and surety bonds
Handling of complex claims and losses
Representation in judicial and administrative proceedings
Advisory to banks and companies on insurance structures and guarantees
Specialized legal consultations in insurance matters
We combine technical knowledge of the insurance sector with strategic legal vision, providing our clients with practical solutions for risk management and regulatory compliance in Panama.

Support in purchase, sale, corporate reorganization, and joint ventures.
Structuring, purchase and sale, leasing, and real estate due diligence.
Estate structures, family governance protocols, and succession schemes.
Governance frameworks, compliance programs, and risk management.
Strategic representation in civil litigation, arbitration, and criminal disputes.
Preventive and contentious advisory on labor relations and labor immigration.